If you’ve heard the term “fortified roof” recently in the Twin Cities or across western Wisconsin, you’re not alone. With our region’s volatile mix of hail, wind, snow, and ice, more homeowners are asking what it means—and whether it’s worth the investment..
A fortified roof is a roofing system that’s been reinforced to withstand extreme weather events, meeting standards set by the Insurance Institute for Business & Home Safety (IBHS). It’s designed to protect your home from damage caused by high winds, hail, heavy snow loads, and even hurricanes in southern regions.
Key Takeaways
- A fortified roof adds extra protection against hail, wind, and ice—perfect for Twin Cities weather.
- These systems use enhanced materials and installation methods verified by the IBHS.
- Fortified roofs may reduce insurance premiums in some cases.
- The added durability helps prevent costly repairs and interior water damage.
- Homeowners feel protected knowing their roof is designed to withstand severe weather and comes with strong warranties and insurance support.
- Krech Exteriors can assess your home and recommend a fortified roofing solution tailored to Minnesota and Wisconsin climates.
What Defines a Fortified Roof and Why Does It Matter In the Twin Cities?
A fortified roof goes beyond traditional roofing standards by meeting the IBHS Fortified Home™ program’s criteria. The most important differences include:
- Enhanced underlayment to prevent water intrusion if shingles are damaged or blown off.
- Stronger decking using an enhanced pattern of ring-shank nails to ensure the roof deck attached is secure, especially in high-wind conditions.
- Sealed roof edges with the use of a starter strip, fully adhered starter strip, and a wider drip edge to reinforce the roof perimeter and prevent wind-driven blow-offs.
- Impact-resistant shingles tested for severe hail and wind performance.
A sealed roof deck and proper roof covering are essential to prevent water infiltration and maintain structural integrity.
In Minneapolis and western Wisconsin, these features can prevent roof failure during powerful spring storms and heavy winter snow loads.
Roofing Materials for Fortified Roofs
If you’re building a Fortified Roof in the Twin Cities or western Wisconsin, choosing the right materials isn’t just important—it’s absolutely critical. With our region’s unpredictable mix of hail, wind, and those brutal freeze-thaw cycles, you can’t mess around with subpar materials.
Asphalt shingles? They’re still one of the most popular choices for Fortified Roofs across Minneapolis and Wisconsin, and for good reason. Other roofing materials, such as metal, tile, or synthetic options, are also available for homeowners seeking enhanced durability and curb appeal.
Metal roofing is another excellent option that’s gaining traction—it provides long-lasting protection and can handle both wind and impact like a champ. You might also consider advanced synthetic shingles or reinforced tiles, depending on what specific Fortified standards your project needs to meet.
How Fortified Roof Systems Are Installed
Installing a fortified roof in Minneapolis or Wisconsin requires more than just upgraded materials. The system must follow IBHS standards and meet the fortified standard, which includes specific guidelines, manufacturer requirements, and a third-party verification process. Here’s how Krech Exteriors handles it:
- Decking Inspection and Upgrade – We verify the condition and fasten the roof deck to enhanced standards using ring-shank nails.
- Sealed Underlayment Installation – A self-adhering membrane is applied over all decking seams to prevent water intrusion.
- Edge Protection – Metal drip edges are installed to reinforce perimeter vulnerability.
- High-Performance Shingles – We use Class 4 impact-resistant shingles from Owens Corning or GAF.
- Final Inspection and Documentation – The project is certified according to fortified roof program standards.
To learn more about our roof installation services for fortified roofs, contact Krech Exteriors today.
How Fortified Roofs Compare to Traditional Roofs
| Feature | Traditional Roof | Fortified Roof |
| Standard Decking | Yes | Enhanced with ring-shank nails |
| Ice & Water Shield | Only in valleys | Full deck sealing |
| Shingle Type | Regular asphalt | Class 4 impact-resistant |
| Wind Resistance | 90 mph typical | Up to 130+ mph |
| Certification | None | IBHS Fortified Certification |
A fortified roof’s enhanced features provide superior protection and longevity compared to a traditional roof, ensuring your roof’s condition and functionality remain optimal against severe weather.
Insurance Benefits of Fortified Roofs in Minnesota and Wisconsin
Depending on your carrier, a fortified roof may qualify you for reduced homeowners insurance premiums or deductible credits. Why?
Because these roofs lower the risk of storm-related claims. In storm-prone states like Minnesota and Wisconsin, insurers are incentivized to reward homes with proven protective systems.
The fortified designation is a voluntary certification program that can lead to insurance discounts and other incentives.
Be sure to check with your provider and ask if they recognize IBHS Fortified Roof certifications.
Roof Repair and Maintenance for Fortified Roofs
Even though Fortified Roofs are built to stand up to whatever Mother Nature throws at them here in the Twin Cities and western Wisconsin, you still need regular roof repair and maintenance to keep your system performing like it should.
Scheduling routine roof inspections with a fully licensed and insured roofing contractor—someone who knows Minnesota’s unpredictable weather patterns—can help catch problems like damaged shingles, missing shingles, or those sneaky minor leaks before they turn into the kind of costly repairs that’ll make your wallet cry.
Beyond repairs, a well-maintained roof doesn’t just extend the lifespan of your investment; it also keeps you eligible for those insurance benefits and gives you the peace of mind you deserve. If you ever find yourself needing to file a claim with your insurance company after a storm, having that solid record of regular roof inspections and repairs can make the whole process smoother and way more successful for you.
How Krech Exteriors Builds Fortified Roofs
At Krech Exteriors, we don’t just install roofs—we help you protect what matters most. Our fortified roofing installations combine over 35 years of craftsmanship with proven performance materials like Owens Corning and GAF systems.
We serve homeowners across the Twin Cities—from St. Paul to Lakeville and Eden Prairie to Woodbury—and also assist western Wisconsin communities facing the same harsh conditions.
Explore our comprehensive roofing services to learn how we tailor solutions for your exact property and location, including helping homeowners replace their existing roofs with fortified systems.
Who Should Consider a Fortified Roof?
Fortified roofs are ideal for:
- Homeowners in hail-prone neighborhoods like Eagan, Burnsville, and Woodbury—these homeowners should consider shingles with an optional hail supplement or hail supplement for added impact resistance, especially those meeting IBHS Hail Impact Ratings.
- Lakefront properties in Wisconsin where winds can be extreme
- Homes with past roof insurance claims
- New construction, new roof installation, or roof replacement projects
- Homeowners seeking long-term peace of mind and value
How to Start the Fortified Roof Process
If you’re in the Twin Cities or western Wisconsin and thinking about upgrading your roof, a fortified roofing system is one of the smartest investments you can make.
The process may include evaluating attic ventilation to ensure optimal airflow and prevent heat and moisture buildup, which helps protect your home and maintain energy efficiency.
Krech Exteriors can walk you through every step—from inspection to material selection and certification.
Ready to Upgrade Your Roof?
Let’s talk about how a fortified roof can protect your home in Minneapolis, St. Paul, or western Wisconsin. Request your free estimate today.
FAQs About Fortified Roofs
What does a fortified roof cost in Minneapolis or Wisconsin?
Costs vary based on roof size, pitch, and roofing material selection. The type of roofing material you choose, such as asphalt shingles or other options, will impact the overall cost. Expect a modest premium over standard roofing due to upgraded materials and installation.
Can you add fortified elements to an existing roof?
Some upgrades like sealed underlayment or impact-resistant shingles can be added. Full certification typically requires full roof replacement.
Do I need a specific contractor for a fortified roof?
Yes. Choose a licensed roofing contractor familiar with IBHS standards—like Krech Exteriors.
Is fortified roofing only for hurricanes?
No. While originally developed for coastal storms, the same features protect against hail, wind, snow, and ice—making it ideal for Minnesota and Wisconsin.
Will I get an insurance discount?
Possibly. Some insurers offer discounts for IBHS-certified roofs. Always check with your provider.
